Wells Fargo
Marketing Lead Business Execution Consultant - Credit Risk SME (Cards)
Wells Fargo, West Des Moines, Iowa, United States, 50265
About this role:
Wells Fargo is seeking a
Lead Business Execution Consultant
on the
Credit Card Acquisition Marketing
team as part of
Consumer Marketing
. This person would be the Credit Risk SME across all targeted acquisition campaigns, responsible for upleveling the organizations approach to marketing programs while mitigating credit risk. You will collaborate closely with acquisition marketing channel leads, and other marketing cross functional partners.
The ideal candidate will have strong understanding and expertise within credit risk aligned with an interest in pivoting risk experience into a marketing function specific to strategy and consulting around new customer acquisitions within the credit card portfolio.
Learn more about the career areas and lines of business at wellsfargojobs.com .
In this role, you will:
Lead, manage, and implement credit risk mitigation strategies across all targeted acquisition marketing initiatives for all credit card products.
Facilitate discussions between credit card risk partners and marketing leadership to gain alignment on priorities, channel strategy and timing of marketing launch across various channels – prescreen offers, wellsfargo.com, email, credit card aggregator, direct mail
Provide strategic consulting to marketing leads. Work closely with leads to prioritize and identify resources and capabilities needed to support their marketing objectives.
Partner with Credit Card Marketing partners such as product, list execution, risk, finance, and analytics to facilitate and help prioritize needs of all card products – general purpose, Cobrand and Small Business
Identify new opportunities to reduce credit risk and grow Wells Fargo credit cards, through ongoing assessment of marketing capabilities, acquisition offers, product enhancements, consumer trends and the competitive landscape
Ensure adherence to legal, compliance, privacy regulations, and policies and procedures related to marketing
Drive accountability for assigned initiatives, limit risk exposure, and create efficiencies as appropriate
Perform assessments through fact finding and data requiring creative approaches to solving complex issues, and develop appropriate solutions or recommendations
Make decisions in highly complex and multifaceted situations requiring solid understanding of business group's functional area or products, facilitate decision making and issue resolution, and support implementation of developed solutions and plans
Required Qualifications:
5+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Previous experience with credit risk strategy development and monitoring in financial service industry.
Desired Qualifications
Previous experience with credit risk strategy development and monitoring in financial service industry
Credit risk experience in consumer lending, preferably in credit card acquisitions
Demonstrated outstanding verbal, written, and interpersonal communication skills with the ability to present and discuss information in a way that persuades, educates and enhances understanding at all levels
Strong project management skills including the ability lead and coordinate deliverables to successfully launch initiatives
Ability to work independently and prioritize tasks and responsibilities
Ability to work and influence successfully within a matrix environment and build effective business partnerships across all organizational levels, where flexibility, collaboration, and adaptability are important
Job Expectations:
Willingness to work on-site at stated location on the job opening.
This role offers a hybrid work schedule.
This position is not eligible for Visa sponsorship.
Posting Locations:
150 E 42nd St New York, NY 10017
2200 Concord Pike Wilmington, DE 19803
800 S Jordan Creek Pkwy West Des Moines, IA 50266
550 S Tryon St Charlotte, NC 28202
*Salary will vary based on work location.
Actual salary is determined by location, experience, and qualifications of the job.
New York City – Pay Range: $115,900 – 206,100 annually
Required location(s) listed above. Relocation assistance is not available for this position.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$96,600.00 - $206,100.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Posting End Date:
15 Nov 2024
*****
Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Req Number:
R-411412
Wells Fargo is seeking a
Lead Business Execution Consultant
on the
Credit Card Acquisition Marketing
team as part of
Consumer Marketing
. This person would be the Credit Risk SME across all targeted acquisition campaigns, responsible for upleveling the organizations approach to marketing programs while mitigating credit risk. You will collaborate closely with acquisition marketing channel leads, and other marketing cross functional partners.
The ideal candidate will have strong understanding and expertise within credit risk aligned with an interest in pivoting risk experience into a marketing function specific to strategy and consulting around new customer acquisitions within the credit card portfolio.
Learn more about the career areas and lines of business at wellsfargojobs.com .
In this role, you will:
Lead, manage, and implement credit risk mitigation strategies across all targeted acquisition marketing initiatives for all credit card products.
Facilitate discussions between credit card risk partners and marketing leadership to gain alignment on priorities, channel strategy and timing of marketing launch across various channels – prescreen offers, wellsfargo.com, email, credit card aggregator, direct mail
Provide strategic consulting to marketing leads. Work closely with leads to prioritize and identify resources and capabilities needed to support their marketing objectives.
Partner with Credit Card Marketing partners such as product, list execution, risk, finance, and analytics to facilitate and help prioritize needs of all card products – general purpose, Cobrand and Small Business
Identify new opportunities to reduce credit risk and grow Wells Fargo credit cards, through ongoing assessment of marketing capabilities, acquisition offers, product enhancements, consumer trends and the competitive landscape
Ensure adherence to legal, compliance, privacy regulations, and policies and procedures related to marketing
Drive accountability for assigned initiatives, limit risk exposure, and create efficiencies as appropriate
Perform assessments through fact finding and data requiring creative approaches to solving complex issues, and develop appropriate solutions or recommendations
Make decisions in highly complex and multifaceted situations requiring solid understanding of business group's functional area or products, facilitate decision making and issue resolution, and support implementation of developed solutions and plans
Required Qualifications:
5+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Previous experience with credit risk strategy development and monitoring in financial service industry.
Desired Qualifications
Previous experience with credit risk strategy development and monitoring in financial service industry
Credit risk experience in consumer lending, preferably in credit card acquisitions
Demonstrated outstanding verbal, written, and interpersonal communication skills with the ability to present and discuss information in a way that persuades, educates and enhances understanding at all levels
Strong project management skills including the ability lead and coordinate deliverables to successfully launch initiatives
Ability to work independently and prioritize tasks and responsibilities
Ability to work and influence successfully within a matrix environment and build effective business partnerships across all organizational levels, where flexibility, collaboration, and adaptability are important
Job Expectations:
Willingness to work on-site at stated location on the job opening.
This role offers a hybrid work schedule.
This position is not eligible for Visa sponsorship.
Posting Locations:
150 E 42nd St New York, NY 10017
2200 Concord Pike Wilmington, DE 19803
800 S Jordan Creek Pkwy West Des Moines, IA 50266
550 S Tryon St Charlotte, NC 28202
*Salary will vary based on work location.
Actual salary is determined by location, experience, and qualifications of the job.
New York City – Pay Range: $115,900 – 206,100 annually
Required location(s) listed above. Relocation assistance is not available for this position.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$96,600.00 - $206,100.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Posting End Date:
15 Nov 2024
*****
Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Req Number:
R-411412