Visa
Consulting Director - Risk / Authorizations
Visa, Long Island City, New York, United States, 11101
Company Description
If you are interested in applying for this job, please make sure you meet the following requirements as listed below.
Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.
When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.
Join Visa: A Network Working for Everyone.
Job Description
Visa Consulting and Analytics (VCA) drives tangible, impactful and financial results for Visa’s network clients, including both financial services and merchants. Drawing on our expertise in strategy consulting, data analytics, brand management, marketing, operational and macroeconomics, Visa Consulting and Analytics solves the most strategic problems for our clients.
The US Consulting Practice within VCA provides consulting and solution services for Visa’s largest issuers in the United States. We apply deep expertise in the payments industry to provide solutions to assist clients with their key business priorities, drive growth and improve profitability. The VCA team provides a comprehensive range of consulting services to deliver solutions that address unique challenges in areas such as improving profitability, strategic growth, customer experience, digital payments and managing risk.
The VCA team is looking for a Director to join our Risk practice and play a role developing high-impact projects and solutions for Visa’s clients in the North America region. The potential candidate will serve as an expert risk advisor to clients on issues across the consumer and small business credit/payments lifecycle , with a special emphasis on credit and debit authorizations and fraud. This person will identify/develop new client opportunities, manage projects within the practice, and serve as a thought leader to promote sustainable and profitable growth, thereby ensuring that Visa is both the preferred brand and unique business partner.
Assigned engagements may relate to core risk management areas for card portfolio management, including originations strategies, underwriting, fraud, authorizations, credit line management, and collections. This role will play a key part in maturing VCA’s authorizations optimization offerings, in collaboration with practice leadership within VCA and stakeholders across Visa. Accordingly, a working knowledge of core fraud terminology, trends (e.g., push payments, real-time payments), and industry best practices/approaches will be essential to success.
This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.
Local Law 144 Notice for New York City Resident Applicants: For some requisitions, automated employment decision tools (“AEDTs”) may be used as part of the assessment process to assist our recruiters in the initial evaluation of your application. If your application is submitted pursuant to New York City Local Law 144, you may request an alternative assessment from the recruiter. Please visit the Visa Global Privacy Notice to learn how we may collect, process, or retain your professional and employment information for recruiting purposes.
Qualifications
Basic Qualifications
10 years of work experience with a Bachelors Degree or at least 8 years of work experience with an Advanced Degree (e.g., Masters/MBA/JD/MD) or at least 3 years of work experience with a PhD
Preferred Qualifications
12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhDDemonstrated expertise in multiple domains of consumer and/or small business risk management at card issuers in North America (at least one of which to include authorizations), either from direct experience working at financial institutions/payment networks, or via expertise developed as a strategic advisor/consultant in the risk management industryAbility to converse with client leaders who own individual risk functions (e.g., authorizations, underwriting) using empathy, industry-standard terminology, and knowledge of recent industry trendsEntrepreneurial attitude as demonstrated by a willingness to take on a mixture of high-profile and lower-level tasks in support of the strategic business objectives of the Risk Practice5+ years of relevant experience at large management consulting firmExperience working with financial indicators to measure business performance. Significant focus on impacting ROIStrong analytical skills, with demonstrated intellectual and analytical rigorSelf-motivated, results oriented individual with the ability to handle numerous projects concurrentlyKnowledge and understanding of risk management, with an emphasis on authorizations and transactional fraud managementExcellent communication, story-telling and presentation skills for executive audiencesTeam-mindedTechnology mindset, curious, up-to-date with digital trends and applications
Additional Information
Work Hours: Varies upon the needs of the department.
Travel Requirements: This position requires travel 5-10% of the time.
Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.
U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 155,400.00 to 202,000.00 USD, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.#J-18808-Ljbffr
If you are interested in applying for this job, please make sure you meet the following requirements as listed below.
Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.
When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.
Join Visa: A Network Working for Everyone.
Job Description
Visa Consulting and Analytics (VCA) drives tangible, impactful and financial results for Visa’s network clients, including both financial services and merchants. Drawing on our expertise in strategy consulting, data analytics, brand management, marketing, operational and macroeconomics, Visa Consulting and Analytics solves the most strategic problems for our clients.
The US Consulting Practice within VCA provides consulting and solution services for Visa’s largest issuers in the United States. We apply deep expertise in the payments industry to provide solutions to assist clients with their key business priorities, drive growth and improve profitability. The VCA team provides a comprehensive range of consulting services to deliver solutions that address unique challenges in areas such as improving profitability, strategic growth, customer experience, digital payments and managing risk.
The VCA team is looking for a Director to join our Risk practice and play a role developing high-impact projects and solutions for Visa’s clients in the North America region. The potential candidate will serve as an expert risk advisor to clients on issues across the consumer and small business credit/payments lifecycle , with a special emphasis on credit and debit authorizations and fraud. This person will identify/develop new client opportunities, manage projects within the practice, and serve as a thought leader to promote sustainable and profitable growth, thereby ensuring that Visa is both the preferred brand and unique business partner.
Assigned engagements may relate to core risk management areas for card portfolio management, including originations strategies, underwriting, fraud, authorizations, credit line management, and collections. This role will play a key part in maturing VCA’s authorizations optimization offerings, in collaboration with practice leadership within VCA and stakeholders across Visa. Accordingly, a working knowledge of core fraud terminology, trends (e.g., push payments, real-time payments), and industry best practices/approaches will be essential to success.
This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.
Local Law 144 Notice for New York City Resident Applicants: For some requisitions, automated employment decision tools (“AEDTs”) may be used as part of the assessment process to assist our recruiters in the initial evaluation of your application. If your application is submitted pursuant to New York City Local Law 144, you may request an alternative assessment from the recruiter. Please visit the Visa Global Privacy Notice to learn how we may collect, process, or retain your professional and employment information for recruiting purposes.
Qualifications
Basic Qualifications
10 years of work experience with a Bachelors Degree or at least 8 years of work experience with an Advanced Degree (e.g., Masters/MBA/JD/MD) or at least 3 years of work experience with a PhD
Preferred Qualifications
12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhDDemonstrated expertise in multiple domains of consumer and/or small business risk management at card issuers in North America (at least one of which to include authorizations), either from direct experience working at financial institutions/payment networks, or via expertise developed as a strategic advisor/consultant in the risk management industryAbility to converse with client leaders who own individual risk functions (e.g., authorizations, underwriting) using empathy, industry-standard terminology, and knowledge of recent industry trendsEntrepreneurial attitude as demonstrated by a willingness to take on a mixture of high-profile and lower-level tasks in support of the strategic business objectives of the Risk Practice5+ years of relevant experience at large management consulting firmExperience working with financial indicators to measure business performance. Significant focus on impacting ROIStrong analytical skills, with demonstrated intellectual and analytical rigorSelf-motivated, results oriented individual with the ability to handle numerous projects concurrentlyKnowledge and understanding of risk management, with an emphasis on authorizations and transactional fraud managementExcellent communication, story-telling and presentation skills for executive audiencesTeam-mindedTechnology mindset, curious, up-to-date with digital trends and applications
Additional Information
Work Hours: Varies upon the needs of the department.
Travel Requirements: This position requires travel 5-10% of the time.
Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.
U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 155,400.00 to 202,000.00 USD, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.#J-18808-Ljbffr